I’ve been preparing Horror on the Orient Express alongside other projects, and I’ve noticed that a Cash & Assets Table was never created for the 1890s. So, I went looking; I checked the older edition of Chaosium’s Cthulhu by Gaslight and Stygian Fox’s Hudson & Brand, but still couldn’t find anything. There were a listed prices for items and living expenses, but no actual table to refer to with someone’s credit rating!

So I decided to make my own Cash & Assets table. I’ve tried to be as correct as possible to the living standards of Victorians, and included an example of an occupation and how they may have lived as well. I hope it helps you!

Cthulhu by Gaslight: 1890s Cash & Assets Table

Credit Rating	Cash	Assets	Spending Level
Penniless (CR 0 or Less)	12p	N/A	12p
Poor (CR 1 – 9)	CR x 2s (2s – 18s)	CR x £1 (£1 – £9)	5s
Average (CR 10 – 49)	CR x 5s (£2 10s – £12 5s)	CR x £5 (£50 – £245)	£1
Wealthy (CR 50 – 89)	CR x 10s (£25 – £44 10s)	CR x £50 (£2,500 – £4,450)	£5
Rich (CR 90 – 98)	CR x £2 (£180 – £196)	CR x £200 (£18,000 – £19,600)	£25
Super Rich (CR 99+)	£75,000	£550,000+	£750

Common Prices:
Pint of beer = 3p
Walking cane = 1s
18lbs of vegetables = 1s
1lb of meat = 4s
Common revolver = £2
A fine tailored suit = £2
Simple rifle = £5
Brand new double-barreled shotgun = £15
Renting a terraced house = £100 a year

Example Occupation & Standard of Living:
A common engineer would earn £110 a year, earning £2 2s 5p every week. This would put them on the Average scale of the Credit Rating. Our engineer is able to rent a cramped flat in London, which has been maintained to average conditions. They are able to buy a few pints of beer and sleep with a full stomach of food every night. They are also able to put some money aside for future situations or to purchase a property. Clothes can be purchased, though they may need to budget for essentials.